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Writer's pictureryan layton

Estate Planning for Unmarried Couples

Updated: Jul 6


Unmarried couples face unique challenges in estate planning. Without legal recognition as spouses, it’s essential to:

  • Create Wills: Wills allow unmarried partners to specify how they want their assets distributed.

  • Designate Beneficiaries: Ensure beneficiary designations on retirement accounts, life insurance policies, and other assets reflect your wishes.

  • Consider Joint Ownership: Joint ownership of property can simplify asset transfer.

  • Healthcare Directives: Establish healthcare proxies and living wills to address medical decisions.

  • Consider a Living Trust: Would you like to save your beneficiaries the time and expense involved with your assets going through probate after you die? Or maybe one or more of you beneficiaries need their inheritance managed for a period of their life? A Living Trusts might be the right Estate Planning vehicle for you.

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